Individual portfolios: Manage your strategy

With our individual portfolios, you can design and manage your own investment strategy, allowing you to have more control.

Choose from the 18 individual portfolios listed below to create a mix of 1 or more investments that reflects your time frame and your comfort level with risk.

When constructing your own strategy, keep in mind:

You can only move money from one portfolio to another twice a year.
The portfolio won't automatically become more conservative over time.
Market movements may cause your overall investment mix to change, requiring you to rebalance to keep it in line with your strategy.

Stock portfolios

Developed Markets Index Portfolio

100% stocks

INVESTMENT OBJECTIVE

Seeks to track the performance of a benchmark index that measures the investment return of stocks issued by companies located in Canada and the major markets of Europe and the Pacific region.

UNDERLYING INVESTMENT

Vanguard Developed Markets Index Fund (100%)

Global Equity Portfolio

100% stocks

INVESTMENT OBJECTIVE

Seeks capital appreciation.

UNDERLYING INVESTMENTS

Growth Stock Index Portfolio

100% stocks

INVESTMENT OBJECTIVE

Seeks to track the performance of a benchmark index that measures the investment return of large-capitalization growth stocks.

UNDERLYING INVESTMENT

Vanguard Growth Index Fund (100%)

International Stock Market Index Portfolio

100% stocks

INVESTMENT OBJECTIVE

Seeks to track the performance of a benchmark index that measures the investment return of stocks issued by companies located in developed and emerging markets, excluding the United States.

UNDERLYING INVESTMENT

Vanguard Total International Stock Index Fund (100%)

Mid-Cap Stock Index Portfolio

100% stocks

INVESTMENT OBJECTIVE

Seeks to track the performance of a benchmark index that measures the investment return of mid-capitalization stocks.

UNDERLYING INVESTMENT

Vanguard Mid-Cap Index Fund (100%)

Small-Cap Stock Index Portfolio

100% stocks

INVESTMENT OBJECTIVE

Seeks to track the performance of a benchmark index that measures the investment return of small-capitalization stocks.

UNDERLYING INVESTMENT

Vanguard Small-Cap Index Fund (100%)

Social Index Portfolio

100% stocks

INVESTMENT OBJECTIVE

Seeks to track the performance of a benchmark index that measures the investment return of large- and mid-capitalization stocks.

UNDERLYING INVESTMENT

Vanguard FTSE Social Fund (100%)

U.S. Stock Market Index Portfolio

100% stocks

INVESTMENT OBJECTIVE

Seeks to track the performance of a benchmark index that measures the investment return of the overall stock market.

UNDERLYING INVESTMENT

Vanguard Total Stock Market Index Fund (100%)

Value Stock Index Portfolio

100% stocks

INVESTMENT OBJECTIVE

Seeks to track the performance of a benchmark index that measures the investment return of large-capitalization value stocks.

UNDERLYING INVESTMENT

Vanguard Value Index Fund (100%)

Balanced portfolios

Conservative Growth Portfolio

40% stocks

60% bonds

INVESTMENT OBJECTIVE

Seeks to provide a high level of current income and low capital appreciation.

UNDERLYING INVESTMENTS

Growth Portfolio

80% stocks

20% bonds

INVESTMENT OBJECTIVE

Seeks to provide capital appreciation and low to moderate current income.

UNDERLYING INVESTMENTS

Income Portfolio

20% stocks

80% bonds

INVESTMENT OBJECTIVE

Seeks to provide capital appreciation and current income.

UNDERLYING INVESTMENTS

Moderate Growth Portfolio

60% stocks

40% bonds

INVESTMENT OBJECTIVE

Seeks to provide capital appreciation and current income.

UNDERLYING INVESTMENTS

Bond portfolios

Bond Market Index Portfolio

100% bonds

INVESTMENT OBJECTIVE

Seeks to track the performance of a broad, market-weighted bond index.

UNDERLYING INVESTMENT

Vanguard Total Bond Market Index Fund (100%)

Conservative Income Portfolio

75% bonds

25% short-term reserves

INVESTMENT OBJECTIVE

Seeks to provide current income.

UNDERLYING INVESTMENTS

International Bond Market Index Portfolio

100% bonds

INVESTMENT OBJECTIVE

Seeks to track the performance of a benchmark index that measures the investment return of a non-U.S.-dollar-demoninated investment-grade bonds.

UNDERLYING INVESTMENT

Vanguard Total International Bond Index Fund (100%)

Short-Term Bond Index Portfolio

100% bonds

INVESTMENT OBJECTIVE

Seeks to track the performance of a market-weighted bond index with a short-term dollar-weighted average maturity.

UNDERLYING INVESTMENT

Vanguard Short-Term Bond Index Fund (100%)

Short-term investments

Interest Accumulation Portfolio

100% short-term reserves

INVESTMENT OBJECTIVE

Seeks income consistent with the preservation of principal.

UNDERLYING INVESTMENT

Vanguard Short-Term Reserves Account (100%)

All investing is subject to risk, including the possible loss of the money you invest. Prices of mid- and small-cap stocks often fluctuate more than those of large-company stocks. Foreign investing involves additional risks including currency fluctuations and political uncertainty. Stocks of companies in emerging markets are generally more risky than stocks of companies in developed countries. Investments in bond portfolios are subject to interest rate, credit, and inflation risk.

The Conservative Income Portfolio and Interest Accumulation Portfolio both invest in the Vanguard Short-Term Reserves Account which, in turn, invests in Vanguard Federal Money Market Fund. The Vanguard Short-Term Reserves Account could lose money by investing in the Vanguard Federal Money Market Fund. Although the Fund seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. An investment in the Fund is not a bank account and is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The Fund’s sponsor is not required to reimburse the Fund for losses, and you should not expect that the sponsor will provide financial support to the Fund at any time, including during periods of market stress.