Smart
Valuable Tax Benefits
Simple
No Minimum Contribution Required
Flexible
Adapts to Changing Needs
See how your savings could grow.
529s are simple, tax advantaged ways to save for higher education.1 Click to see how different monthly contributions affect the potential growth of your account.
If You Save
Per Month
Potential College Savings
Based on 18 years (216 months) of savings and a 6% return on investment, compounded monthly. The amount shown is rounded down to the nearest dollar.
Need some perspective?
The average cost of a public, in-state, 4-year college is about $24,920 per year.2
See how that could change over time.
Learn from the pros: NY 529 Webinars.
Join a webinar to see how an NY 529 account can support your education savings goals.
Save Your SpotLow-cost, high-value savings.
The NY 529 Direct Plan stands out, with no minimums, no fees, and potential tax benefits.
Why choose NY 529?
Manage your savings
on the go.
With the READYSAVE 529 app, you can track your account, make contributions, and more—right from your mobile device.
1 This hypothetical example is for illustrative purposes only. It assumes no withdrawals made during the period shown, and it does not represent an actual investment in the Direct Plan, nor does it reflect fees and expenses that may change from time to time. Actual investment returns may be higher or lower than the illustration. Investment returns are not guaranteed, and you could lose money by investing in the Direct Plan. Tax benefits are contingent on meeting certain requirements.
2 National average cost data ©2025 The College Board, "Trends in College Pricing 2024."
